Asset managers see fintech as a leading source of opportunity and critical to sustained performance. However, fintech has increasingly caught the eyes of regulators worldwide.
Wholesale markets are a common sort of fintech startup that involve creating a multi-sided marketplace or “platform.” That platform claims it will centralize a fragmented market in one place and disrupt intermediaries by making the market appear closer to a stock exchange.
The term “fintech” refers to several different business models that are nested together by their relationship with financial services. Four core business models have gotten most of the traction with investors and customers. Some are more advisable than others.