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Which Fintech Business Models Will Survive
Dominick DeJoy

Which Fintech Business Models Will Survive

The term “fintech” refers to several different business models that are nested together by their relationship with financial services. Four core business models have gotten most of the traction with investors and customers. Some are more advisable than others.

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Can SMB Lenders Maintain Sustainable LTV/CAC
Dominick DeJoy

Can SMB Lenders Maintain Sustainable LTV/CAC

In the SMB lending space, the entry of new players and the expansion of PayPal, Shopify, and Square into the merchant cash advance space will cause customer acquisition costs (CAC) to increase, while putting downward pressure on customer lifetime value (LTV).

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Bluevine Raises Series F to Expand Business Banking Suite
Dominick DeJoy

Bluevine Raises Series F to Expand Business Banking Suite

Bluevine will double down on its effort to become a one-stop-shop for SMB financial services, raising $102.5 million to expand its suite of business banking products. Bluevine’s approach differs from the default fintech strategy of de-bundling financial services.

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African Lender Lidya Expands to Europe
Dominick DeJoy

African Lender Lidya Expands to Europe

African SMB lender Lidya will expand to Eastern Europe, the Nigerian company announced, targeting $1.1 billion in European loans. The SMB lender will bring its model of fast loan disbursement first to Poland and the Czech Republic.

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